AtHomeCharlotte                TakeMeOutToTheBallgame!                 GotAlottaCharlotte            MVP 
                                                                  Charlotte Real Estate Information                                         "It's A Whole New Ballgame"
AtHomeCharlotte                TakeMeOutToTheBallgame!                 GotAlottaCharlotte            MVP 
                                                                  Charlotte Real Estate Information                                         "It's A Whole New Ballgame"
Credit
For Sale
1st   
Disclosure
5th 
Broker
Internet
6th 
Market
Offer/DDP
7th 
Negotiations
Appraisal
8th 
Appraisal
Closing
9th 
Closing
Planning
2nd 
Loans
Clearing
3rd 
Planning
Appeal
4th 
Knowns
Buyer
 Innings
Seller
Buyer Credit.
Credit
For Sale
1st   
Disclosure
5th 
Broker
Internet
6th 
Market
Offer/DDP
7th 
Negotiations
Appraisal
8th 
Appraisal
Closing
9th 
Closing
Planning
2nd 
Loans
Clearing
3rd 
Planning
Appeal
4th 
Knowns
Buyer
 Innings
Seller
Credit
For Sale
1st   
Disclosure
5th 
Broker
Internet
6th 
Market
Offer/DDP
7th 
Negotiations
Appraisal
8th 
Appraisal
Closing
9th 
Closing
Planning
2nd 
Loans
Clearing
3rd 
Planning
Appeal
4th 
Knowns
Buyer
 Innings
Seller
1st   
5th 
6th 
7th 
8th 
9th 
2nd 
3rd 
4th 
Buyer
 Innings
Seller

​Seller-Second Inning - Game Plan

Pitch 1 -Financial Game Plan

How much do I owe and how much will it cost to sell my current home? Before you even start, this is the first step. Call your mortgage company, get the pay-off in writing. Figure taxes, interest in arrears, inspections, repairs, commissions if you hire an agent, contributions to the buyer's costs...everything. Develop a plan knowing what you need to get and what you want to get and then go forward.

Pitch 2 - Moving Up

Will the numbers work for me? It is as important to have a financial game plan when selling as it is when buying. Transition is fun and tricky. So when you do a game plan for selling and you know the bottom line, you can turn around and apply that towards the purchase of your next home. It makes sense to do all of the planning, adding and subtracting up front and allow for some surprises as well.

Pitch 3 - Scaling Down

What do I want and where do I think I am moving? This is delicate. Working with Seniors, one might ask many good questions. Like where do you think you want to go, have you been there, do you know the lay of the land and people...or maybe it would be a good idea to rent the house and go explore first. Scaling down is as important as moving up and should be done with great care. And it can also be just a whole lot of fun. Read F-R-E-E-D-O-M!
Click here for 3rd Inning-Clearing
Coach's Tips






Pinch Hitters

The Net
If there is a first mortgage and a second and taxes, there may not be enough net to make the next move.

The Transition
Thinking about transition requires thoroughly investigating the process of financially getting to the next step. This means credit checks and discussing the move with a loan originator first before you ever think of putting your house on the market.

The Location
Empty nesters usually have a good idea where they are going and caution is always the watch-word for moving away from friends and relatives. Visit a new town or location often if you can.  









Angel Advocate 1
If I am 54 years old and sell my principal residence, do I loose my one time only tax benefit?
Angel Answer:
The laws have changed regarding capital gains, 
consult a tax expert. 


Angel Advocate 2
Do I have to pay an agent to sell my house and an agent to help me find a new one?

Angel Answer:
Maybe
Angel Advocate 3
I am separated. Do I have to have
my spouse’s signature to buy or
sell real estate?
Angel Answer:
Answer: 
Depends on a recorded separation agreement. 
Consult an attorney.
Learn More from your Angel Advocate
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